Advice About Credit

Get help for dealing with bad credit


Return of the Living Debt, Part 3: Coming to Terms Return of the Living Debt, Part 3: Coming to Terms

Sometimes you have to face the zombie debt and face it head-on. Stop running, put down your weapons for fighting, and figure out the best approach for sending the "un-debt" back to the grave.

Return of the Living Debt, Part 2: Fighting the Un-Debt Return of the Living Debt, Part 2: Fighting the Un-Debt

Consumers being pursued by zombie debt collectors can come out of hiding and use these weapons to fight off the financial monsters.

Return of the Living Debt Return of the Living Debt

If you're the type to dismiss zombies as poppycock, and you value your credit score, you may want to pay attention. There is a type of zombie which may interest you: zombie debt.

Zombie Debt! Zombie Debt!

Collectors can't file suit for credit card debt over a certain age. Know the statue of limitations for the state in which you live.

Reasonable Credit Card Fees Reasonable Credit Card Fees

New Federal Reserve guidelines about fees issued by credit card companies have the potential to help American consumers get out of debt and back on their feet.

The Right Steps to Get a Credit Card if You Have Bad Credit The Right Steps to Get a Credit Card if You Have Bad Credit

Don't allow bad credit to hold you back. Obtaining a credit card with bad credit is possible, you simply need to take the right steps.

Get a credit card despite bad credit

The Types of Credit Cards The Types of Credit Cards

It is important to understand that there are several different types of credit cards; each offers unique benefits to the card holder.

Types of credit cards

How Bad Credit Can Affect Your Marriage How Bad Credit Can Affect Your Marriage

An unhealthy financial relationship can lead to an unhealthy marriage. Money problems are one of the leading causes of divorce. Openly discuss any debt you have with your partner.

Learn how bad credit can affect your marriage.

Building a Better Credit Report Building a Better Credit Report

Monitoring your credit report, making timely payments, paying down your debt and disputing inaccuracies are all proactive ways for you to build a better credit report.

How to Get Debt Collectors Off Your Back How to Get Debt Collectors Off Your Back

Having debt is stressful enough without the harassing phone calls and letters from debt collection agencies. Here are some tips for dealing with debt collectors.

The truth about debt collectors

Why You Need Good Credit Why You Need Good Credit

Think of building credit as a way of opening doors. The better your credit, the more opportunities will be open to you.

Benefits of good credit

How to Get an Auto Loan with Bad Credit How to Get an Auto Loan with Bad Credit

If your credit is bad, you can still obtain an auto loan if you do your homework and have patience.

Auto loans with bad credit

Car Insurance for People with Bad Credit Car Insurance for People with Bad Credit

Having bad credit doesn't make you a bad driver. Remember that there are several factors involved when applying for car insurance.

bad credit car insurance

If You Can Manage, Try Going Car-Free If You Can Manage, Try Going Car-Free

In some areas of the world, cars seem as essential as microwave ovens and television sets. In others, however, people survive without vehicles to get them to work, the grocery store and other destinations.

Lose the auto loan payment

Car Buying Traps to Watch For Car Buying Traps to Watch For

Car dealerships have many tactics for making you pay more money than you intended, such as an inflated sticker price, high APR or a low priced trade-in. Here are some ways to avoid these traps.

Avoid car buying traps

Make Sure Your Auto Loan Won't Outlive the Car Make Sure Your Auto Loan Won't Outlive the Car

If you are not considering the long-term financial implications of your auto loan and the life expectancy of your vehicle, you may just be spinning your wheels.

Auto loan financing

Auto Lease Exchange: How Trading Car Leases Can Help with Bad Credit Auto Lease Exchange: How Trading Car Leases Can Help with Bad Credit

With job losses continuing and the economy on the slow track for possible recovery, auto lease trading is becoming quite popular these days.

Auto Lease Deals

Bad Credit Car Buying in 3 Steps Bad Credit Car Buying in 3 Steps

Bad credit auto loans are more challenging to obtain. However, by following these three simple steps, you can secure car loan financing.

Bad credit car loans

How to Rebuild Your Credit After a Foreclosure How to Rebuild Your Credit After a Foreclosure

When you go on a diet, you run the risk of regaining any weight you've lost once you return to your old eating habits. The same goes for rebuilding your credit after a foreclosure.

Recovering from foreclosure

Post-Recession Home Loans with Bad Credit Post-Recession Home Loans with Bad Credit

Even if you have bad credit, it is still possible to purchase a home. You must understand, however, that getting a home loan with bad credit isn't as easy now as it was in the past.

Get a home loan with bad credit

Difference Between Credit Card Cash Advance Vs. Payday Loans Difference Between Credit Card Cash Advance Vs. Payday Loans

You should never assume that a credit card cash advance is your only answer without at least considering a payday advance.

Cash Advance Vs. Payday Loans

Learn the Warning Signs and Avoid Predatory Lenders Learn the Warning Signs and Avoid Predatory Lenders

Predatory lenders are a formidable enemy when buying a home, purchasing a car or taking out a personal loan. Consider these warning signs before you borrow money from anyone.

Avoid predatory lenders

2010 New Year's Resolution: Get Out of Debt! 2010 New Year's Resolution: Get Out of Debt!

To get out of debt in 2010, you need to work out a strategy to pay down what you owe...and stick to it.

Resolution: Get Debt-Free

Pay Off Your Debt with a Snowball Pay Off Your Debt with a Snowball

The term "debt snowball" refers to paying your lowest debt first, then slowly escalating to paying off your larger debts. It may be your key to living debt free.

What is a debt snowball?

Help for people with bad credit

Orchard Bank Classic MasterCards applicationOrchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Email and text messages are available to remind you of your upcoming payment due date

Other Credit Cards

Swapalease

Exit your car lease early - no penalties! Swapalease is your best option for both entering and exiting automotive leases cost effectively
Swapalease details

See other Auto Loans

Cash Advance Authority.net

Get up to $1,500 from CashAdvanceAuthority.net. Payday loans, installment loans and short terms ...
Cash Advance Authority.net details

See other Personal Loans

Compare Credit Cards for Bad Credit, Prepaid, and Secured Credit Cards

Making on-time payments with your creditors and maintaining account balances below the credit limits is key to building credit.

Auto Loans for Bad Credit

There are lenders available for those who fail to qualify for auto financing with lending institutions, such as credit unions and banks, due to bad credit.

Personal Loans and Social Lending for Bad Credit

Get instant cash, regardless of credit problems, and ofter within hours of applying.

Bad Credit Home Loans and Mortgages

If you're seeking a new home loan or refinance and existing loan--for cash, a better interest rate, or lower payments--these companies can help.

Credit Repair and Consumer Advocacy

Credit repair companies provide a fast and easy service for improving your credit score and eliminating questionable items from your history.

Consolidate Debt and Reduce Interest Rates With the Right Debt Relief Solution

Debt relief solutions specialize in consolidating debts into one payment, reducing interest charges and getting late fees waived.