Advice About Credit
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Return of the Living Debt, Part 3: Coming to Terms 
Sometimes you have to face the zombie debt and face it head-on. Stop running, put down your weapons for fighting, and figure out the best approach for sending the "un-debt" back to the grave.
Return of the Living Debt, Part 2: Fighting the Un-Debt 
Consumers being pursued by zombie debt collectors can come out of hiding and use these weapons to fight off the financial monsters.
Return of the Living Debt 
If you're the type to dismiss zombies as poppycock, and you value your credit score, you may want to pay attention. There is a type of zombie which may interest you: zombie debt.
Zombie Debt! 
Collectors can't file suit for credit card debt over a certain age. Know the statue of limitations for the state in which you live.
Reasonable Credit Card Fees 
New Federal Reserve guidelines about fees issued by credit card companies have the potential to help American consumers get out of debt and back on their feet.
The Right Steps to Get a Credit Card if You Have Bad Credit 
Don't allow bad credit to hold you back. Obtaining a credit card with bad credit is possible, you simply need to take the right steps.
Get a credit card despite bad credit
The Types of Credit Cards 
It is important to understand that there are several different types of credit cards; each offers unique benefits to the card holder.
Types of credit cards
How Bad Credit Can Affect Your Marriage 
An unhealthy financial relationship can lead to an unhealthy marriage. Money problems are one of the leading causes of divorce. Openly discuss any debt you have with your partner.
Learn how bad credit can affect your marriage.
Building a Better Credit Report 
Monitoring your credit report, making timely payments, paying down your debt and disputing inaccuracies are all proactive ways for you to build a better credit report.
How to Get Debt Collectors Off Your Back 
Having debt is stressful enough without the harassing phone calls and letters from debt collection agencies. Here are some tips for dealing with debt collectors.
The truth about debt collectors
Why You Need Good Credit 
Think of building credit as a way of opening doors. The better your credit, the more opportunities will be open to you.
Benefits of good credit
How to Get an Auto Loan with Bad Credit 
If your credit is bad, you can still obtain an auto loan if you do your homework and have patience.
Auto loans with bad credit
Car Insurance for People with Bad Credit 
Having bad credit doesn't make you a bad driver. Remember that there are several factors involved when applying for car insurance.
bad credit car insurance
If You Can Manage, Try Going Car-Free 
In some areas of the world, cars seem as essential as microwave ovens and television sets. In others, however, people survive without vehicles to get them to work, the grocery store and other destinations.
Lose the auto loan payment
Car Buying Traps to Watch For 
Car dealerships have many tactics for making you pay more money than you intended, such as an inflated sticker price, high APR or a low priced trade-in. Here are some ways to avoid these traps.
Avoid car buying traps
Make Sure Your Auto Loan Won't Outlive the Car 
If you are not considering the long-term financial implications of your auto loan and the life expectancy of your vehicle, you may just be spinning your wheels.
Auto loan financing
Auto Lease Exchange: How Trading Car Leases Can Help with Bad Credit 
With job losses continuing and the economy on the slow track for possible recovery, auto lease trading is becoming quite popular these days.
Auto Lease Deals
Bad Credit Car Buying in 3 Steps 
Bad credit auto loans are more challenging to obtain. However, by following these three simple steps, you can secure car loan financing.
Bad credit car loans
How to Rebuild Your Credit After a Foreclosure 
When you go on a diet, you run the risk of regaining any weight you've lost once you return to your old eating habits. The same goes for rebuilding your credit after a foreclosure.
Recovering from foreclosure
Post-Recession Home Loans with Bad Credit 
Even if you have bad credit, it is still possible to purchase a home. You must understand, however, that getting a home loan with bad credit isn't as easy now as it was in the past.
Get a home loan with bad credit
Difference Between Credit Card Cash Advance Vs. Payday Loans 
You should never assume that a credit card cash advance is your only answer without at least considering a payday advance.
Cash Advance Vs. Payday Loans
Learn the Warning Signs and Avoid Predatory Lenders 
Predatory lenders are a formidable enemy when buying a home, purchasing a car or taking out a personal loan. Consider these warning signs before you borrow money from anyone.
Avoid predatory lenders
2010 New Year's Resolution: Get Out of Debt! 
To get out of debt in 2010, you need to work out a strategy to pay down what you owe...and stick to it.
Resolution: Get Debt-Free
Pay Off Your Debt with a Snowball 
The term "debt snowball" refers to paying your lowest debt first, then slowly escalating to paying off your larger debts. It may be your key to living debt free.
What is a debt snowball?
Help for people with bad credit
Orchard Bank Classic MasterCards
- An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Email and text messages are available to remind you of your upcoming payment due date
Other Credit Cards
Exit your car lease early - no penalties! Swapalease is your best option for both entering and exiting automotive leases cost effectively
Swapalease details
See other Auto Loans
Get up to $1,500 from CashAdvanceAuthority.net. Payday loans, installment loans and short terms ...
Cash Advance Authority.net details
See other Personal Loans
Compare Credit Cards for Bad Credit, Prepaid, and Secured Credit Cards
Making on-time payments with your creditors and maintaining account balances below the credit limits is key to building credit.
Auto Loans for Bad Credit
There are lenders available for those who fail to qualify for auto financing with lending institutions, such as credit unions and banks, due to bad credit.
Personal Loans and Social Lending for Bad Credit
Get instant cash, regardless of credit problems, and ofter within hours of applying.
Bad Credit Home Loans and Mortgages
If you're seeking a new home loan or refinance and existing loan--for cash, a better interest rate, or lower payments--these companies can help.
Credit Repair and Consumer Advocacy
Credit repair companies provide a fast and easy service for improving your credit score and eliminating questionable items from your history.
Consolidate Debt and Reduce Interest Rates With the Right Debt Relief Solution
Debt relief solutions specialize in consolidating debts into one payment, reducing interest charges and getting late fees waived.


